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46 Ames Street
Onancock, Virginia 23417
United States


Old Dominion Risk Advisors is a consulting firm serving small and mid-sized financial institutions with creative solutions that meet or exceed current industry standards and best practices.



Old Dominion Risk Advisors offers a range of services to financial institutions in areas such as ERM infrastructure, credit administration, special assets, strategic planning, compensation plans, governance, appraisal management, examinations, training, and expert witness testimony.


erm infrastructure

Global ERM framework and infrastructure design, including the development of Risk Appetite Statements, key risk indicators, establishing a risk culture, committee charters, operational procedures, management and board reporting and risk assessment design and implementation.

credit administration

Loan review procedures, policies, scope and reporting to include external loan review and assessment of current risk rating practices. Evaluating or creating credit administration, analysis, underwriting and/or loan fulfillment functions. Loan product design and implementation.

special assets

Creating and/or managing a Special Assets function including developing procedures, reporting, loan workout plans and workflow management.

strategic planning

Board or management level strategic planning and implementation.


compensation plans

Assessment or development of effective and compliant incentive compensation plans that meet all current regulatory guidance and expectations.


Assistance with corporate governance including board and committee charters, effective reporting, recommended agenda topics, etc.

appraisal management

Formation and management of an effective independent appraisal management and review function.


Exam preparation or remediation.


Training on current industry topics.

Expert Witness Testimony